{"id":1578,"date":"2011-10-14T12:12:03","date_gmt":"2011-10-14T10:12:03","guid":{"rendered":"http:\/\/gentlemannaguiden.com\/?p=1578"},"modified":"2020-04-29T22:11:47","modified_gmt":"2020-04-29T20:11:47","slug":"lar-dig-hantera-pengar","status":"publish","type":"post","link":"https:\/\/gentlemannaguiden.com\/lar-dig-hantera-pengar\/","title":{"rendered":"L\u00e4r dig hantera pengar"},"content":{"rendered":"<p>Hur viktigt det \u00e4n m\u00e5 vara med en bra l\u00f6n \u00e4r det vad du g\u00f6r med pengarna som i l\u00e4ngden avg\u00f6r hur mycket du kommer att samla p\u00e5 dig. Det beh\u00f6ver helt enkelt finnas <strong>ett sunt f\u00f6rh\u00e5llningss\u00e4tt till pengar<\/strong> p\u00e5 samma s\u00e4tt som till de m\u00e4nniskor du lever bland. H\u00e4r har vi i fem punkter samlat de viktigaste visdomarna som du b\u00f6r t\u00e4nka p\u00e5 vid <strong>hantering av pengar<\/strong>.<\/p>\n<p>Skribentens intresse f\u00f6r ekonomi b\u00f6rjade med Robert Kiyosakis b\u00f6cker f\u00f6r ungef\u00e4r 5 \u00e5r sedan. M\u00e5nga av hans id\u00e9er pr\u00e4glar \u00e4nnu idag syns\u00e4ttet p\u00e5 pengar och hanteringen av dem.<\/p>\n<p>H\u00e4r \u00e4r n\u00e5gra av de viktigaste principerna f\u00f6r hush\u00e5llning av pengar som alla b\u00f6r leva efter om du \u00f6nskar f\u00e5 en bra privatekonomi.<\/p>\n<h2>5 tips f\u00f6r hantering av pengar<\/h2>\n<p>1. F\u00f6rs\u00f6k att <strong>leva enligt dina tillg\u00e5ngar<\/strong>. Ifall man inte \u00e4r rik, skall man heller inte ha en rik livsstil. Problemet med de flesta m\u00e4nniskor nuf\u00f6rtiden \u00e4r att man imiterar fel delar av rika personers livsstil. Man blir rik genom att f\u00f6lja rika personers f\u00f6rh\u00e5llningss\u00e4tt till pengar i form av placeringar och investeringar och inte genom att ta efter deras spenderingsvanor.<\/p>\n<p>2. F\u00f6rst och fr\u00e4mst b\u00f6r man fokusera p\u00e5 att <strong>skapa och investera pengarna<\/strong>, sekund\u00e4rt p\u00e5 att spendera dem. De flesta m\u00e4nniskor g\u00f6r tv\u00e4rtom, vilket \u00e4ven \u00e4r orsaken till att de flesta f\u00f6rblir fattiga genom hela livet. Att ha materiella ting som motivation f\u00f6r att tj\u00e4na pengar kan fungera, men i n\u00e5got sammanhang m\u00e5ste man l\u00e4ra sig hanteringe<\/p>\n<p>3. <strong>Betala dig sj\u00e4lv<\/strong> den f\u00f6rsta 10 procenten av det du tj\u00e4nar varje m\u00e5naden och utnyttja r\u00e4nta-p\u00e5-r\u00e4nta effekten genom att placera det du sparat ihop. Tillr\u00e4ckligt med besparingar g\u00f6r det m\u00f6jligt att g\u00f6ra fynd och ta del av de m\u00f6jligheter som erbjuds i v\u00e5r omgivning. Besparingar som t\u00e4cker utgifter f\u00f6r tre till sex m\u00e5nader g\u00f6r att man snabbt kommer p\u00e5 f\u00f6tterna igen ifall n\u00e5got g\u00e5r fel.<\/p>\n<p>4. N\u00e4r du l\u00e5nar pengar, se till att det \u00e4r f\u00f6r <strong>en produktiv tillg\u00e5ng<\/strong> som antingen \u00f6kar i v\u00e4rde eller m\u00f6jligg\u00f6r pengafl\u00f6den i framtiden. Det \u00e4r kanske enklare sagt \u00e4n gjort, eftersom inte ens fastigheter \u00e4r garanterade att \u00f6ka i v\u00e4rde i l\u00e4ngden. Men sj\u00e4lva inst\u00e4llningen \u00e4r det viktigaste och det \u00e4r \u00e4ven p\u00e5 denna punkt d\u00e4r det skiljer sig mest mellan fattiga och de rika. Att bel\u00f6na sig i f\u00f6rtid genom att ta d\u00e5liga krediter med h\u00f6g r\u00e4nta bara f\u00f6r att ha r\u00e5d att konsumera \u00e4r tyv\u00e4rr ett samh\u00e4llsfenomen som g\u00f6r allt fler m\u00e4nniskor fattiga i on\u00f6dan.<\/p>\n<p>5. N\u00e4r man <strong>investerar i aktier<\/strong>, t\u00e4nk dig sj\u00e4lv som en del\u00e4gare i det f\u00f6retag som du investerar i och f\u00f6rs\u00f6k dig inte p\u00e5 snabba klipp. Det \u00e4r det enda s\u00e4ttet att g\u00e5 tillv\u00e4ga p\u00e5 ifall du sj\u00e4lv handhar din investeringsportf\u00f6lj och inte har tid att sitta framf\u00f6r datorn hela dagarna. D\u00e4rf\u00f6r b\u00f6r man l\u00e4ra sig att l\u00e4sa bokslut och avl\u00e4sa viktiga trender i omv\u00e4rlden f\u00f6r att kunna avg\u00f6ra vilka f\u00f6retag som har en h\u00e5llbar konkurrensf\u00f6rdel p\u00e5 marknaden. F\u00f6rs\u00f6k inte att sl\u00e5 marknaden genom att spekulera alltf\u00f6r mycket. F\u00f6rlita dig p\u00e5 v\u00e4lsk\u00f6tta f\u00f6retags f\u00f6rm\u00e5ga att leverera avkastning p\u00e5 l\u00e5ng sikt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hur viktigt det \u00e4n m\u00e5 vara med en bra l\u00f6n \u00e4r det vad du g\u00f6r med pengarna som i l\u00e4ngden avg\u00f6r hur mycket du&#8230;<\/p>\n","protected":false},"author":1,"featured_media":34766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_oct_exclude_from_cache":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[91],"tags":[],"class_list":["post-1578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fardigheter","post-item","post-even"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v24.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u00e4r dig hantera pengar - en guide till god privatekonomi<\/title>\n<meta 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